United States — Short-term interest rate

percent · Annual · 1831–2026 · 196 observations

About this series

The short-term interest rate measures the yield or rate on a short-maturity money-market instrument. The instrument and tenor depend on the country series.

The United States' short-term interest rate reading was 4.01% in 2025. The period change from 5.07% in 2024 was −1.07 percentage points. The latest reading was above the selected 10-year average of 2.22%.

051015201831200020102026%Subscribe to view

Get the full series

  • Annual data, 1831–2026
  • Quarterly data, 1950–2026
  • Monthly data, 1964–2026
  • All 7 sources, downloadable

Latest observations

2000–2026

PeriodValue
20263.38 %
20254.01 %
20245.07 %
20235.18 %
20222.23 %
15 earlier values
20210.04 %
20200.38 %
20192.07 %
20181.94 %
20170.93 %
20160.32 %
20150.05 %
20140.04 %
20130.06 %
20120.09 %
20110.06 %
20100.13 %
20090.16 %
20081.46 %
20074.41 %

Values before 2007, back to 2000, are on the chart — hover to read them.

Data release 2026_08_27_1049, published 30 Sept 2026.